Businesses

Michael Aschberger provides an array of services. His service philosophy is to assist you in assessing; analyzing and addressing the specific needs of your corporate retirement plan to maximize its value to your organization.

• Managing fiduciary risk
  
• Improve operational efficiency
  
• Increase employee satisfaction
  
• Streamline investment selection and analysis
  
• Identify and recommend cost efficiencies

• Consulting
  
• Conversion and Installation
  
• Ongoing Services

Our services are available in both a fee-for-service format and a total retirement plan service format.

• Fee-for-service: You select the service or combination of services that is appropriate for your situation.
  
• Total retirement plan service: We act as your plan consultant and are compensated with asset-based fees and/or commissions.

We can assist in coordinating all aspects of your new retirement plan’s conversion and installation. We continue to help you maximize the effectiveness of your retirement plan on an ongoing basis. We monitor your satisfaction with the plan regularly and adjust as necessary.

We focus on the critical areas of investments, fiduciary responsibilities and employee education.

• Review the investment objectives, risk tolerance and goals of the plan. Review the Investment Policy Statement (IPS) with the sponsor to verify it for consistency with plan objectives. If there is no IPS, we can assist in the implementation.
  
• Provide recommendations to select and monitor the designated investment alternatives
  
  • Assist Plan Fiduciary to select investment options
    
  • Provide Assistance to Plan Fiduciary to monitor and/or replace investment options
    
• Provide recommendations to select and monitor the qualified Default Investment Alternatives (QDIA)
  
  • Assist Plan Fiduciary to select QDIA
    
  • Provide Assistance to Plan Fiduciary to monitor and/or replace QDIA
    
• Provided recommendations to select and monitor investment managers.

ASSISTANCE WITH PLAN GOVERNANCE AND COMMITTEE EDUCATION

• Determine Plan Objectives and Options
  
• Review Participant Education and Communication Strategy
  
• Develop Requirements for Responding to Participant Requests for Information
  
• Develop & Maintain a Fiduciary Audit File
  

ASSISTANCE WITH SERVICE PROVIDER SELECTION/REVIEW

• Review Fees and Services
  
• Provide Periodic Benchmarking
  
• Generate & Evaluate Provider Requests
  
• Service Provider Transition/Plan Conversion
  

INVESTMENT EDUCATION FOR PLAN FIDUCIARIES

• Investment Policy Statements
  
• Assessment of Overall Investment Structure of Plan
  
• Review of the Plan’s Investment Options
  
• Search and Review of Investment Managers
  

EMPLOYEE EDUCATION & COMMUNICATION

• Provide Group Enrollment and Investment Education Meetings
  
• Support Individual Participant Questions
  
• Provide Periodic Updates, Upon Request or Newsletter
  
• Assist Participants with Retirement Readiness