Broker Check

 Individuals & Families

Michael Aschberger provides an array of financial analysis, alternatives, and strategies including:

Investment Analysis

  • Identifying capital, contribution, and return requirements to meet objectives
  • Building cash reserves
  • Information on alternatives pros/cons
  • Asset allocation: attempting to reduce risk, enhance rate of return by balancing assets

Risk Management Planning

  • Helping clients with game plan for disability, illness or premature death
  • Reviewing current insurance

Retirement Planning

  • Dealing with lump sum distribution options
  • Projecting early or late retirement
  • Income generating strategies
  • Minimizing tax liabilities*

*Neither Royal Alliances Associates, Inc., nor its representatives, offer tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation.

Estate Planning

  • Protecting privacy
  • Preserving family wealth
  • Charitable giving

Investment Products

  • Money markets
  • Treasury bills, notes, and bonds
  • Stocks
  • Bonds (taxable and tax free)
  • Real estate investment trusts (REITs)
  • Annuities (fixed and variable)
  • IRAs, SEPs
  • 529 plans

Insurance Products

  • Individual and group life (term, fixed/variable, universal)
  • Disability
  • Private pension
  • Key person insurance
  • Medicare Supplemental

Business Products and Services

  • Qualified plans: 403(b), 401(k), profit sharing, SIMPLE IRA
  • Pension planning
  • Deferred compensation strategies

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